Nom vs GCash for Business
Both platforms run F&B businesses in the Philippines. They take very different paths to get there. Here's the side-by-side — pricing, hardware, payment rails, contracts — sourced from public materials and our own product. Spot something stale? Tell us.
The 30-second take
Just the numbers — full feature matrix below.
| Nom | GCash for Business | |
|---|---|---|
| Product category | QR menu + ordering + payment routing | Payment acceptance: QR Ph, GCash wallet and cards (PocketPay, In-Store QR, Webpay) |
| Customer-facing menu | Yes — guests browse, customize, and order | No menu in GCash for Business. GCash's separate Scan to Order (by Tablevibe) runs inside the GCash app at select partner restaurants |
| Kitchen + order workflow | Built in — KDS, status updates, staff app | Not in scope |
| Payment rails available | GCash, Maya, QR Ph (proof + reference number, staff verify), cash, your own card terminal | GCash wallet, QR Ph from other banks and e-wallets, and Visa or Mastercard cards |
| Starting price | ₱0/mo (free tier, up to 500 customers a month) | No setup or monthly fee published; per-transaction MDR of 0.8% (QR Ph, self-service SoundPay), 1.0% (QR Ph on PocketPay and EasyPOS) and 3.2% (cards) |
| Best for | Cafes, restaurants, food trucks that need ordering UX | Any merchant that wants to accept GCash, QR Ph and cards in store or online |
Feature-by-feature comparison
Yes · Partial · No · Not disclosed
| Feature | Nom | GCash for Business |
|---|---|---|
QR code MENU (customer browses + orders) GCash's Scan to Order (by Tablevibe) shows a menu inside the GCash app at select partner restaurants; it is not part of GCash for Business. | ||
QR code PAYMENT (customer pays a fixed amount) On Nom, the guest pays to your own GCash, Maya or QR Ph account after ordering and uploads the proof plus reference number; staff verify it. On Pro and above, GCash can be verified automatically via HitPay. | ||
GCash as a payment method | ||
Maya as a payment method GCash for Business accepts QR Ph from other banks and e-wallets, which covers Maya users paying by QR Ph. | ||
QRPH compliance | ||
Cash payments GCash for Business pages describe digital payments only (wallet, QR Ph, cards); they don't mention recording cash. | ||
Card processing Nom does no card processing; it records card payments taken on your own terminal. GCash charges 3.2% for cards, and PocketPay takes tap-only Visa and Mastercard on an NFC Android phone. | ||
Real-time orders board | ||
Kitchen display system | ||
Menu management UI | ||
Modifications + customization | ||
Allergen tags + dietary profiles | ||
Customer financing (buy now, pay later) GCash offers GCredit and GGives to customers on In-Store QR, for merchants registered as partnerships or corporations. Nom offers no customer financing. | ||
Payment devices PocketPay turns an NFC Android phone into a card and QR Ph terminal, and GCash lists no upfront fee for its EasyPOS and SoundPay Plus devices. Nom sells no hardware. | ||
Online checkout (web) |
Where GCash for Business is genuinely better
They've been at this longer. There are real things they do better today. If any of these matter to you more than zero commission and zero hardware, GCash for Business is the right call.
Direct payment acceptance
GCash for Business IS the payment layer: GCash wallet, QR Ph and card payments run through GCash, and In-Store QR can sweep funds to your nominated bank account. Nom doesn't acquire payments; guests pay to your own GCash, Maya or QR Ph account and Nom records the order.
Your phone as a card terminal
PocketPay turns an NFC Android phone into a card and QR Ph terminal, and GCash lists no upfront fee for its EasyPOS and SoundPay Plus devices. If walk-in card customers matter to you, that is a real advantage. Nom sells no hardware and does no card processing.
Customer financing at checkout
On In-Store QR, merchants registered as partnerships or corporations can let customers pay with GCredit or GGives. Nom doesn't offer customer financing.
Published low rates
GCash publishes 0.8% for QR Ph through self-service SoundPay sign-up, 1.0% on PocketPay and EasyPOS, and 3.2% for cards, with no setup or monthly fee unless your contract says otherwise. Nom takes no per-order commission; any fee on the payment itself is set by your payment provider.
Where Nom wins by design
These aren't roadmap items — they're structural choices that competitors can't reverse without rewriting their stack.
GCash is payment; Nom is ordering
These are different products. GCash for Business takes the payment. Nom is the QR menu and ordering flow before it: the guest chooses what to order, pays to your own GCash, Maya or QR Ph account, uploads the proof and reference number, and your staff verifies it in one tap. You can use both.
A real menu UI for your customers
A GCash QR shows a payment screen, not your menu. Your customer still needs to know what to order, usually by asking your staff, who keys it into a POS and then shows the QR. Nom replaces every step before the payment.
Kitchen + staff workflow
Once a customer pays by GCash, your kitchen still doesn't know what to make. Nom routes every line item to the kitchen display and lets staff confirm, prepare, mark ready and serve, all live, with the payment on the same order.
Every payment tied to the order
On Nom, GCash, Maya, QR Ph, cash and your own card terminal all attach to the order the guest just placed, and Nom takes no commission. On Pro and above, GCash payments can be verified automatically via HitPay.
Built for a single cafe
GCash's in-app Scan to Order launched in 2025 for restaurants with more than five outlets. Nom is self-serve for one cafe: sign up, add your menu, print a table QR, and start taking orders.
Already on GCash for Business? Here's how to switch.
Most cafés are live on Nom in under an hour. No data left behind.
- 1
Keep GCash for Business — you don't need to leave
If you already accept GCash, keep doing it. Nom accepts GCash as one of several payment methods: guests pay to your GCash QR and staff verify the proof. Card payments taken on PocketPay can be recorded in Nom as card terminal payments. Your settlement and reporting stay the same.
- 2
Sign up for Nom (free) for the ordering layer
Register your business (new businesses get a 14-day Pro trial), add your first menu item, then enable GCash, Maya, QR Ph and cash as accepted payment methods. Nom is the customer-facing menu and the kitchen workflow on top of your existing payment setup.
- 3
Print a Nom QR for each table
Put a Nom QR on each table. The customer scans, browses your menu, checks out and pays by GCash (or Maya, QR Ph or cash). GCash still receives the payment; Nom receives the order detail.
- 4
Optional: GCash auto-verify on Pro
On a paid Pro or Enterprise plan you can connect HitPay in your Nom dashboard so GCash payments verify automatically, with no proof step (not available during the free trial). Maya and QR Ph payments keep the proof-plus-reference-number check.
Need help with the migration? Email hello@nom404.com and we'll handle the menu import for free.
Nom vs GCash for Business: common questions
Nom: ₱0/mo (free tier, up to 500 customers a month). GCash for Business: No setup or monthly fee published; per-transaction MDR of 0.8% (QR Ph, self-service SoundPay), 1.0% (QR Ph on PocketPay and EasyPOS) and 3.2% (cards).
Nom: Yes — guests browse, customize, and order. GCash for Business: No menu in GCash for Business. GCash's separate Scan to Order (by Tablevibe) runs inside the GCash app at select partner restaurants.
Nom: GCash, Maya, QR Ph (proof + reference number, staff verify), cash, your own card terminal. GCash for Business: GCash wallet, QR Ph from other banks and e-wallets, and Visa or Mastercard cards.
Stop paying for hardware you don't need.
Nom is free to start, runs on the phones your customers already own, and never charges commission on their payments. Try it side-by-side with GCash for Business and see for yourself.
Free forever for up to 500 customers a month · No credit card required
Honest comparison · Last verified 2026-11-08 · Spotted something stale or unfair? compare@nom404.com
GCash and GCash for Business are offered by G-Xchange, Inc. Used here for honest product comparison only. Product positioning, feature claims and published rates sourced from gcash.com/business and the GCash fees page as of 2026-11-08; check gcash.com/business for the latest. Merchants may get different rates under their own contract.
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