Honest comparison · Last verified 2026-07-05

Nom vs Mosaic Solutions

Both platforms run F&B businesses in the Philippines. They take very different paths to get there. Here's the side-by-side — pricing, hardware, payment rails, contracts — sourced from public materials and our own product. Spot something stale? Tell us.

The 30-second take

Just the numbers — full feature matrix below.

 NomMosaic Solutions
Starting price₱0/mo (free tier, up to 10 daily customers)Not publicly disclosed by vendor (quote on request / "Contact Us"). A third-party StoreHub comparison cites "From ₱2,000/month for 2 years" for software and a ~₱10,000/mo full suite - unverified competitor-authored figure.
Customer-payment commissionZero — payments go direct from customer to youNo POS per-order commission disclosed. MosaicPay payment processing charges a transaction fee ("Yes, just as with any other payment processing service"); exact rate not published. Payout via PayMongo wallet T+1, ₱80 min payout, ₱20 min bill.
Hardware requiredNone — runs on customer phones + your laptopHardware-based POS - sells terminals/peripherals (thermal printer, cash drawer, tablet stand) with rent-to-own; StoreHub cites hardware from ~₱10,459. Claims software runs on "any hardware" but is not a customer-BYOD model.
Payment rails (PH)GCash, Maya, QRPH, BillEase, GrabPay, cards, cashMosaicPay-by-QRPH: GCash, Maya, and "any e-wallet/banking app that accepts QRPH (ShopeePay, GrabPay, BPI, etc)"; also credit cards, e-wallets, online bank transfers.
Contract termMonth-to-month, cancel anytimeNot stated by vendor. Third-party StoreHub comparison indicates a 2-year term ("From ₱2,000/month for 2 years") - unverified.
PH-builtYes — built and owned in the PhilippinesYes - Philippine-based company, "the leading POS supplier in the Philippines," "Accredited by the Bureau of Internal Revenue (BIR) and major malls in the Philippines."

Feature-by-feature comparison

Yes · Partial · No

FeatureNomMosaic Solutions
QR code ordering
Guest checkout (no signup)
Customer mobile app
GCash native integration
Maya native integration
QRPH support
BillEase / BNPL
Zero hardware required
Real-time orders board
Kitchen display system
Allergen tags + dietary profiles
Structured modifications + price deltas
Multi-branch menu sync
Per-branch pricing override
Staff transfer between branches
Customer tipping at checkout
POS / walk-up order entry
Recipe / inventory tracking
StoreHub's recipe inventory is more mature.
BIR-accredited POS
Thermal-printer hardware bundle
Nom supports ESC-POS via Web Bluetooth.
Offline order queueing
Loyalty program
Promo codes
Month-to-month billing
Built and owned in PH
Honest take

Where Mosaic Solutions is genuinely better

They've been at this longer. There are real things they do better today. If any of these matter to you more than zero commission and zero hardware, Mosaic Solutions is the right call.

BIR- and mall-accredited enterprise POS

Mosaic is "Accredited by the Bureau of Internal Revenue (BIR) and major malls in the Philippines" - a genuine advantage for restaurants inside malls that mandate an accredited POS. It is a well-funded, established PH supplier positioning as the market leader.

Deep back-of-house operations

Real-time "Auto Deduct Inventory" with recipe-based deduction, waste-reduction and menu-engineering, plus brand- and outlet-level analytics - a mature inventory/cost-control stack aimed at multi-outlet operators, deeper than Nom''s ordering-first scope.

Delivery-aggregator consolidation

Consolidates Grab and Foodpanda orders alongside in-store on one system/device, so multi-channel restaurants manage all order streams centrally.

MosaicPay QRPH with auto reconciliation

MosaicPay-by-QRPH accepts GCash, Maya and any QRPH wallet/bank and reconciles reference numbers automatically (no manual matching), with T+1 PayMongo payout - a fuller merchant-of-record payment/settlement flow than Nom''s direct manual/auto-proof model.

Where we win

Where Nom wins by design

These aren't roadmap items — they're structural choices that competitors can't reverse without rewriting their stack.

Pay-at-table on the customer''s own phone

Nom is customer-facing QR ordering and pay-at-table: a diner scans, browses the menu, customizes, orders and pays from their own phone. Mosaic''s QR is a payment QR generated at counter settlement (pay-at-counter, staff-driven) - there is no customer self-ordering flow documented.

Zero hardware - true BYOD

Nom needs no terminals; ordering runs on the customer''s phone and management on any browser or the owner/staff apps. Mosaic is a hardware-based POS that sells terminals and peripherals (thermal printer, cash drawer, tablet stand; hardware cited from ~₱10,459), even with rent-to-own.

Transparent, month-to-month pricing

Nom publishes Free / from ₱999/mo with no lock-in. Mosaic''s pricing is quote-on-request (not published); the only public figures come from a competitor blog citing a 2-year term - so a prospect cannot see or commit to a price transparently.

No per-order commission, direct rails

Nom charges no per-order commission and routes GCash/Maya/QRPH/cash directly to the business with manual or Pro/Enterprise auto-verify. MosaicPay charges a payment-processing transaction fee, settles via a PayMongo wallet T+1, and imposes a ₱80 minimum payout and ₱20 minimum bill.

Native customer app + guest checkout

Nom ships native iOS+Android customer ordering and owner/staff apps, and a guest can order with no app or account. Mosaic''s app is a merchant POS; there is no customer-facing app or self-order guest flow in the fetched sources.

Already on Mosaic Solutions? Here's how to switch.

Most cafés are live on Nom in under an hour. No data left behind.

  1. 1

    Add QR pay-at-table without ripping out your POS

    Keep your Mosaic POS for inventory, recipes and BIR compliance if you want - layer Nom on top for QR table ordering and pay-at-table on your diners'' own phones. No new terminals, no floor rewiring; you can pilot on a few tables first.

  2. 2

    Load your menu and go live month-to-month

    Rebuild your menu in Nom (items, modifiers, prices), print the table QR codes, and start on Free or from ₱999/mo with no lock-in - versus the quote-on-request, reportedly multi-year Mosaic commitment. Verify your own current Mosaic contract terms before switching.

  3. 3

    Take payments directly with BIR-registered receipts

    Route GCash, Maya, QRPH and cash straight to your account with Nom''s BIR-registered receipts and no per-order commission - instead of MosaicPay''s transaction fee and T+1 PayMongo payout. Confirm your BIR receipting setup carries over cleanly.

Need help with the migration? Email hello@nom404.com and we'll handle the menu import for free.

Stop paying for hardware you don't need.

Nom is free to start, runs on the phones your customers already own, and never charges commission on their payments. Try it side-by-side with Mosaic Solutions and see for yourself.

Free forever for up to 10 daily customers · No credit card required